OPM Wealth Review: (Many Reviews to choose ..Why this one? …The truth from a 40 year home business veteran)  


OPM Wealth is an online marketing system that leads into a high-ticket affiliate marketing company that deals in Bitcoin payments and commissions, a pass-up qualifier, and a newest in the long list of cash gifting type programs.


Before we get into the details of the OPM Wealth program let me give you some of the best advise you will ever receive in your online, work at home path.  If a company is promoting its opportunity with individuals holding up FED EX and Express mail packages with money orders, checks, and cash in them, run!

I felt like this was common knowledge in the network marketing space, but I have had so many over the last year about OPM Wealth and simular cash gifting programs, I felt like this review article, could be helpful.   For future reference if they are holding Fed EX packages in videos, it is a short term money grab, and not a legitimate network marketing company!

This tactic has been used by hundreds of companies over the last decade or so, and 100% of them have gone out of business or been shut down by the FTC.

These are commonly called Cash Gifting Programs, and they think they are exploiting a loop hole in the law, but the hundreds of companies that have come and gone should give any serious, business minded person a CLUE!

The videos are very compelling especially to unexperienced newbies.  In your gut, you know “if something looks too good to be true, it probably is”  follow you instincts.

In the video this poor guy says he has invested $34,000.00 in the prgram and not made a penny.  The really sad part is he is  DOING IT AGAIN with anothe scammy digtal products cash gifting program.  What is that old saying … “A wise person learns from their own mistakes, but a really wise person learns from the mistakes of others”   You can waste your time and watch some of this video if you want.  This guy is no dummy, he comes across sincere on video, he could build a real business if he got involved with a legit program!   I sincerely feel sorry for this guy and so many other like him.



These type of cash gifting programs sell digital products that no normal person, who isn’t part of the scheme would ever buy.  They don’t have a unique, trending product line, based upon documentation and science. They are basically selling token products and digital air.

I am always disappointed when talented marketers THAT KNOW BETTER, decide to promote shady programs.   They could devote their talent and energy into a long-term legacy network marketing company that could create real residual income and a business they could be proud of.

The worst part is they attract a lot of unsuspecting and unknowing newbies who will ultimately get burned, lose money, and never attempt a network marketing business again.


The OPM Wealth system, the funnel is really strong and powerful. Virtually everything covered in the steps about automation eliminating jobs, wages going down, you must have a system, being in the right place AT THE RIGHT TIME,  etc. etc is well researched and true.



However the solution in not the OPM Scam, it is legit, timely, legacy company.

This company will not and can not last, and many good people are going to end up losing money.  It is not a question of IF the FTC will shut them down, the only question is when?



Here is what you need to understand —–




Did you hear what I just said?

Is it worth the risk, when there are legitimate companies in the market place where you can create huge incomes?  There is at least one legit company and opportunity in the market right now with real products, based upon real science, that is paying out 63% to the field.

Who would you spend time, and face the chance of litigation?

In the past the FTC would should down a company and hold owners and corporate officers liable.  That was until Zeek Rewards, in the Zeek Rewards case that actually start going after distributors who had earned money from the Zeek Rewards scam.

They have taken this type of action many times since the Zeek Rewards case.  So by participating in a scheme, you are opening yourself to a lot of potential problems from the FTC down the road.  For me, I don’t care how much you are making, is it really worth it?

This OPM Wealth System is very simular to a company called Digital Altitude. Remember that one?

Here is quote from the filings against members that happened with that pyramid scheme:




One of the defendants involved in a multimillion-dollar business-coaching scheme has agreed to settle Federal Trade Commission charges that he helped deceive consumers with false claims that they could earn “six figures” within 90 days.

The defendant in the case, Sean Brown, allegedly helped operate the coaching scheme, which did business under the name Digital Altitude. The final order bans Brown from selling business coaching programs and investment opportunities.

In addition to the false claims about how much money people could earn, Digital Altitude falsely promised to provide individualized coaching from successful marketers, who in fact were just salespeople selling costlier membership levels, according to the FTC. The FTC alleges that most people never earned the promised income and that consumers lost tens of millions of dollars to the scheme, including some individuals who lost more than $50,000.



Don’t miss understand me the OPM Wealth positive Reviews and OPM Income Testimonies you see online and littering up YouTube page are real.  A few people are making a boat load of money. But how are they going to feel when the FTC moves in and they could be forced to pay it all back?

So here is my true feelings about OPM Wealth.  My grandad would say, “Don’t touch it with a 10 foot pole”   Why not find a legit Legacy company that provides huge upside income potential and the right systems and team building culture.

I will give you the details of this company, in case you have a friend or relative that is thinking about joining OPM, or you feel the money is worth the risk.

If you do feel the money is worth the risk, my suggestion is to just stop and ask yourself do I want to be involved in an opportunity that even if I make money, thousands of people are not going to have a chance?

If you feel that way, you should really examine your motives.  I don’t want to see you show up on an episode of the American Greed TV show down the road.  May sound like a joke, but I am serious.   Put your drive, energy and effort into a legit company that gives people a real chance to win!




At the time of this article there is only 1 complaint that I could find at the Better Business Bureau regarding OPM.  However we are early in the game, and at this point that is fairly common.

When they start there is usually a flood of claims all at once.  It is hard for most people to admit that they have been scammed.  Because is so doing must be see this as admitting to the fact that they were either greedy, ignorant, or both.

So if you have a friend or relative that tells you that OPM Wealth has a clean record with the BBB, make sure you send them this review article.






OPM Wealth Review

A new 100% scam high ticket online business that pays in crypto only. Leaders claim to teach you to get wealthy by using Other Peoples Money (OPM), which is basically to get you to finance a loan and buy their overpriced digital products from $2,000 up to $27,500.  No one in their right mind would spend this type of money on these products.  THEY HAVE NO CUSTOMERS and the FTC will see that very quickly.

OPM Wealth only uses crypto currency such as Bitcoin , Etherium ans Litecoin for payments, so you will have no recourse available when you figure out you made a bad decision by financing and taking out a loan to join a crypto mlm that will probably shut down if it ever gets big enough to draw the attention of government agency.

OPM Wealth promises a 12/12 plan, which is “twelve weeks to 6-figures, twelve months to financial freedom” and claims you can “generate massive wealth” which is just pure marketing hype, BS and unrealistic claims, like all the other cash gifting programs that have come and gone before them.

It is free to join OPM Wealth and create an account, however you will not get past the 3rd video in back office until you schedule a call with one of their “sales people”. They try to sell you the highest $27,500 product and push you to finance/borrow money it if you don’t have the money. You cannot proceed past the 3rd step, unless you buy a product.

The sad part is step 1 and step 2 feature some of the best, factual marketing videos I have ever seen.  They are very compelling and well done, and 100% factual from what I remember.  I was impressed.

In most cases it is never a good idea to borrow money to join an MLM, that you will be paying back every month for years, to buy  overpriced digital training products for $27,500.

If you don’t have a good credit to get the loan, no problem, they offer a credit repair service.  This is designed to help you qualify for the loan that you should never be taking out to begin with.


Stefan Dessalines is the face of OPM Weath. I can’t confirm if he is the owner, but he is featured  in most the videos in the back office. Oddly enough, Stefan was child actor and involved in the film industry. He eventually went into online marketing and the MLM niche.  The domain OPMWealth.com was privately registered in February 2019.

You need to be a child actor with no conscious to pull off what he is doing.  As the great Jim Rohn said,  “Never mistake sincerity with truth, because some people are sincerely wrong”.  We all know our industry has its fair share of psychopaths, just like corporate America and every other entrepreneurial niche in the world.

But according to them, they are not multi-level marketing they call their marketing some made up term, I don’t recall at the moment what it was, it was so ridiculous.    They pay 2-Levels so I am sorry it is a multi-level marketing program.  However it is these types of programs that give the profession a bad rap.


(OPM Wealth Back Office videos)

  • OPM Wealth – What Is It?

  • OPM Wealth – How It Works

  • OPM Wealth – How To Get Started

  • Step 1 – Digital Franchise

  • Step 2 – (OPM) Other Peoples Money

  • Step 3 – Great Credit

  • Step 4 – The Truth About Money

  • Step 5 – Time Management

  • Step 6 – Crypto Basics

  • Step 7 – Trading Cryptocurrency

  • Step 8 – Paradigm Shift

  • Step 9 – Power of Systems

  • Step 10 – Compensation

  • Step 11 – Laws of Life

  • Step 12 – Keep More Money

  • Step 13 – 7 Steps to Financial Freedom

  • Step 14 – 20 Rules of Money

  • Step 15 – The Power of Mindset

  • Step 16 – Financial Independence Pt/1

  • Step 17 – Financial Independence Pt/2

Again, by the titles of these videos you have to have some type of knowledge, or at least you should have to speak on these topics.

As I said earlier, Part 1 and Part 2 of the recruiting funnel we very compelling, so the people part of the OPM Wealth Network are not dummies. The OPM Wealth testimonies are real, I am not disputing that.



Plutus Plan is a cryptocurrency only pay to play program that allows you to run marketing campaigns to the high ticket affiliate funnel to make commissions. This is only after you buy their high ticket products, and there will also be additional costs to advertise and run these campaigns.

Anywhere from $5,000 to $20,000 for OPM Wealth Digital Franchise radio commercials.





Federal Trade Commission says,

  • Promoters make extravagant promises about your earning potential. Stop. Such promises are false.
  • Promoters emphasize recruiting new distributors for your sales network as the real way to make money. Walk away. In a legitimate MLM program, you should be able to make money just by selling the product.
  • Promoters play on your emotions or use high-pressure sales tactics, maybe saying you’ll lose the opportunity if you don’t act now and discouraging you from taking time to study the company. Leave by the nearest exit. Any company that tries to pressure you to join is one to avoid.
  • Distributors buy more products than they want to use or can resell, just to stay active in the company or to qualify for bonuses or other rewards. If you see this happening, keep your money.





The company’s business model is unsustainable, and the only way members earn money are through new member investments. The Plutus packages are costly, just to back the enormous loans provided by the company to its members.  To say this is a total waste of time and energy is a major understatement. Why intelligent people try to justify this and call  OPL Wealth legit, is beyond me.



People tend to make emotional decisions based upon greed and then try to justify those decisions based upon facts.  That is impossible to do when any logically thinking person can see through the smoke and mirrors and understand what is really going on with the OPM Wealth compensation plan.





  • Hermes – cost is $2,000

  • Apollo – cost is $5,000

  • Athena – cost is $8,500

  • Poseidon – cost is $14,500

  • Zeus – cost is $27,500


Although OPM Wealth is free to create an account, you will have to purchase a product to earn commissions, which is normal even with legit network marketing opportunities.

Physical gifts depend on the package you buy include backpack, wireless charger, wireless headphone, Kindle Fire, or laptop. Wow, $2,000 and you get a backpack, or wireless charger, are you kidding me?




Opm Wealth compensation plan is a 2 tier system (60% Tier 1 and 10% Tier 2), meaning you get paid on 2 levels, your direct referrals, and when your referrals make a direct sale.

  • Hermes – cost is $2,000 – pays $1,200 on level 1 and $200 on level 2
  • Apollo – cost is $5,000 – pays $3,000 on level 1 and $500 on level 2
  • Athena – cost is $8,500 – pays $5,100 on level 1 and $850 on level 2
  • Poseidon – cost is $14,500 – pays $8,700 on level 1 and $1,450 on level 2
  • Zeus – cost is $27,500 – pays $16,500 on level 1 and $2,750 on level 2

There is also a pass up feature which basically means you are paid nothing on your first sale, your sponsor gets credit for it.


You shouldn’t have to ask at this point, is OPM Wealth a Scam?  Hopefully the answer to that question is 100% clear at this point.   I do not recommend OPM Wealth, it a 100% scam &  a high ticket crypto pyramid scheme that is basically cash gifting.  There is a good chance that if you do make money with the program, one day in the near future the FTC will be knocking at your door.

You should never borrow $27,000 to join an illegal operation trying to act like a legitimate network marketing company, or whatever they are calling themselves.

Crypto currency value is very volatile and the price fluctuates a lot. Your $27,500 could drop in value fairly quick. It can also increase in value, but nobody can really predict it.   They are using crypto in my opinion because it can’t be traced and you have no chance in the world of ever being refunded, and that is probably why so few people will ever attempt.

OPM Wealth is all hype right now, and it won’t last. Recruitment will soon slow down, and commission junkies will be on to the next bitcoin scheme, or fast cash grab, and then the next and the next, and so on.

Borrowing thousands of dollars, that you don’t have, is NEVER a good idea, just so you can join a crypto sham that will eventually be shout down, or go out of business.


Just another high ticket financing crypto cash gifting money game that will be here and gone like the hundreds that have come before them over the last decade or so.

Save your bitcoin ladies and gentleman, and find a legitimate company that has a chance to become a legacy company, and you will thank me.



This is the network marketing company in the market place today that I feel
has the best chance in becoming a long term, legacy company.  It offer fast
income potential, (experienced marketers are earning 10K + their first month)
and a consumable product based upon SCIENCE.